Buy Bitcoin (BTC) with Credit and Debit Card
Buy Bitcoin with a Visa or Mastercard and receive it directly into a wallet only you control. Walletverse compares five payment providers for every purchase, so you get the best available rate — and a second chance if one of them declines your card.
One wallet, five payment providers
Most wallets connect to a single payment company. If that company declines your card, quotes a poor rate, or does not operate in your country, you are out of options.
Walletverse aggregates five fiat on-ramp providers — MoonPay, Banxa, Transak, Simplex and Wert — and puts them side by side at checkout.
How to buy Bitcoin with a card
1. Install Walletverse and create a wallet.
2. Select Bitcoin and tap Buy.
3. Pick a provider and pay.
4. Receive your Bitcoin.
What it costs
The provider’s fee — from about 1.99% to 5.5%.
The exchange-rate spread. The difference between the rate you are quoted and the mid-market Bitcoin price.
Your bank’s fee. Zero on most debit cards.
No markup on top. Walletverse does not add a commission on top of them.
Limits and verification
Minimum purchase starts at around $10
Transaction and daily limits are set by the provider you select
Cards, currencies
Visa, Mastercard, Apple Pay and Google Pay
USD, EUR, GBP and more
Card purchases work in over 150 countries
Credit card or debit card: which to use
Both work.
Use a debit card if you can. It is cheaper, it is accepted more widely, and it draws on money you already have.
If a card does not work for you:
Apple Pay or Google Pay.
A different provider.
Buy on an exchange, then send it here.
What makes buying in Walletverse different
The keys are generated on your device and stay there. We cannot move your Bitcoin, freeze your account, or hand your funds to anyone, because we do not hold them.
There is no withdrawal step. The Bitcoin arrives in your wallet, not in an account balance. Nothing to transfer out, no withdrawal fee, no waiting period.
We never see your card details. Payment is handled entirely by the licensed provider you select. Your card data does not touch our systems.
No account, no password, no email required to hold Bitcoin. Verification applies to the fiat payment only.
Your Bitcoin sits alongside 600+ other assets in the same app, with swaps, staking and WalletConnect available in one place.
600+ coins supported
FAQ
Yes, Visa and Mastercard credit cards are accepted. Be aware that many banks treat crypto purchases as cash advances, which adds a separate issuer fee and starts interest immediately with no grace period. A debit card is cheaper in almost every case.
Usually, and often by several percent. The provider fee is the same either way, but debit cards avoid cash-advance charges and cash-advance interest rates. If you have both, use the debit card.
Usually a few minutes after your payment clears. The first purchase takes longer because of one-time identity verification with your chosen provider; purchases after that are quick.
Over 150, though coverage varies by provider. The app shows only the providers that operate where you are, so if you see quotes, you can buy.
Straight into your own Walletverse wallet, where you hold the private keys. There is no custodial balance and no withdrawal step, so nothing needs transferring out afterwards.
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